To empower housewives, landless women, and agricultural women workers by providing monthly financial security, the state government of Karnataka has introduced a new state-specific women empowerment scheme known as the Gruha Lakshmi Scheme Karnataka 2025 for its women residents. Under this scheme government offers monthly financial assistance directly into the bank accounts of selected women beneficiaries, through which they can fulfill their basic needs without any dependence on others for financial needs. If you’re a woman who is struggling with financial problems and wish to avail the benefits of this scheme by applying for the scheme online so stay connected with this article for complete details regarding the Gruha Lakshmi.
What is the Karnataka Gruha Lakshmi Scheme?
The “Gruha Lakshmi” is a key step taken by the Government of Karnataka towards the empowerment of women residents in the form of monthly financial support to them. Under this scheme government provides financial assistance to selected women beneficiaries per month through direct bank transfer mode. This scheme is just like a golden ticket for those women citizens who are struggling with financial problems and are unable to meet their regular expenses.
With the help of this scheme, every woman across the state gets a chance to fulfill their basic requirements and become self-independent in the state. By presenting this scheme government aims to ensure that every woman is not only able to continue their daily life without any dependence on others but also to make them financially independent and stable in the state, allowing women to take part in decision-making, promote gender equality among women, and improve their livelihoods.
Short Summary of Gruha Lakshmi Yojana 2025
| Name of the Scheme | Gruha Lakshmi Scheme Karnataka 2025 |
| Concerned Department | Department of Women and Child Development. |
| Governing Body | Government of Karnataka. |
| Year | 2025-26 |
| Objective | To provide monthly financial security to women heads so that they get a chance to fulfill their basic requirements and become self-independent in the state.. |
| Monthly Financial Allowance | Rs 2,000. |
| Total Women Benefitted | Around 1.28 crore women |
| Mode of Transfer | Through DBT. |
| Priority Criteria | Women from BPL families are given priority |
| Target Groups | Female heads of households of the family. |
| Beneficiaries | Women Residents of Karnataka. |
| Mode | Online |
| Official Website | sevasindhu.karnataka.gov.in |
Objective of Gruha Lakshmi
The main objective of this scheme is to provide monthly financial security to women heads so that they get a chance to fulfill their basic requirements and become self-independent in the state. Under this scheme government offers monthly financial assistance directly into the bank accounts of selected women beneficiaries, through which they can fulfill their basic needs without any dependence on others for financial needs
Eligibility Criteria
To be eligible for the Gruha Lakshmi, an applicant needs to meet the following eligibility criteria these are as mentioned below:-
- Applicant must be a permanent resident of Karnataka.
- Applicant must be a woman of the state.
- Applicant must be listed as the head of the family on the ration card.
- Applicant must be the head of the family as per the ration card (BPL or APL).
- Applicant must have their bank account linked with an Aadhar Card.
Financial Benefits
- Under this scheme government provides financial assistance of Rs 2,000 per month to selected women beneficiaries, and the amount will be credited directly into the bank accounts of deserving women.
Required Documents
- Aadhar Card
- Bank Details
- Resident Proof
- Income Certificate
- Passport-Sized Photograph
- Phone Number
Silent Features
- Financial Benefits:- Under this scheme, every eligible woman resident will receive a financial assistance of Rs. 2,000 per month in their bank accounts.
- Concerned Department:- The Department of Women and Child Development, Government of Karnataka, has launched this Gruha Lakshmi Scheme Karnataka for its women residents.
- Allow Women to Meet Expenses:- By offering this scheme government aims to allow women to manage household expenses and improve their quality of life.
- Priority Criteria:- Under this scheme, women from BPL families are given priority, in case of the death of the family head, the next eligible female member can be registered.
- Total Women Benefited:- As per the sources, around 1.28 crore women in the state would get benefits from the scheme in the state.
- Payment Mechanism:- Under this scheme, the amount is directly transferred to the beneficiary’s bank account linked with the Aadhar DBT mode.
- Target Beneficiaries:- Under this, the government targets female heads of households of the family, who are listed as the head of the family in the ration card, and the scheme is open to families holding Below Poverty Line BPL and Above Poverty Line APL ration cards.
How to Apply Online for Gruha Lakshmi Scheme 2025?
To apply online for the scheme, the applicant needs to follow these steps:-
- First of all, the applicant needs to visit the official Seva Sindhu website.
- The homepage of the official website will appear on the screen
- Now the applicant needs to scroll and click on the Seva Sindhu Services Link
- After that applicant needs to select an application for the Gruhalakshmi Scheme option.
- As the applicant clicks, an Apply for Service application form will appear on the screen.
- Now the applicant needs to fill out all the details asked in the form.
- Upload all the necessary documents with the form.
- Quickly review all the details carefully.
- At last, click on the Submit option to complete the process.
Also Read:- Karnataka Yuva Nidhi Scheme
Check Gruha Lakshmi Application Status Online
Follow these listed steps to check the status of your application online:-
- Visit the official website.
- Once the applicant reaches the homepage of the official website, they need to scroll down and click on the option called Track Your Application Status.
- As the applicant clicks, a Status Dashboard will appear on the screen.
- Now the applicant needs to select the Department, Services, and then enter their Application ID in the given space.
- One quickly reviews all the details mentioned.
- At last, click on the Check Status Now option to check your status.
Helpline Number
- Help Desk Contact Number: 08024410574
- (All working days except government holidays, 10 AM – 6 PM)
FAQs
Who can apply for the Gruha Lakshmi Scheme Karnataka 2025?
- Under this, the government targets female heads of households of the family, who are listed as the head of the family in the ration card, and the scheme is open to families holding Below Poverty Line BPL and Above Poverty Line APL ration cards.
Is it necessary to be a woman head of household in Karnataka to receive the benefits of the Gruha Lakshmi?
- Yes, this scheme is only available for women-headed households of Karnataka.
What are the benefits of this Scheme?
- Under this scheme, every eligible woman resident will get financial assistance of Rs. 2,000 per month in their bank accounts.