Pradhan Mantri Jeevan Jyoti Bima Yojana 2025
To provide affordable life insurance coverage to people across the country, the Government of India has launched a new health insurance scheme known as PM Jeevan Jyoti Bima Yojana 2025 in the country for the citizens of the nation. Under this scheme, the government provides sum assured to the family or nominee in case of the unfortunate death of the policyholder. By presenting this scheme, the government aims to empower residents with affordable life insurance coverage in the form of financial protection during hard times. If you’re a resident of India who is interested in availing the benefits of Pradhan Mantri Jeevan Jyoti Bima Yojana by applying for it online so for then you need to continue reading this article for complete information.
What is PMJJBY Scheme?
The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a centrally sponsored life insurance scheme designed by the Department of Financial Services, Ministry of Finance, Government of India, for the residents of India. Under this scheme government targets those citizens who are between 18-50 years old. Under this scheme government provides hospitalization and treatment with a health insurance plan starting at just Rs 15 per day. By offering this scheme government aims to secure the lives of millions of families by enabling them with financial support during hardships.
Objective of Pradhan Mantri Jeevan Jyoti Bima Yojana
The main objective of PMJJBY is to provide financial protection to thousands of families in case of death during hardships. Under this scheme, fixed sum assured ensures financial security at the time of emergency. Under this scheme government provides sum assured to the family or nominee in case of the unfortunate death of the policyholder. By presenting this scheme government aims to empower residents with affordable life insurance coverage in the form of financial protection during hard times.
Key Details of Pradhan Mantri Jeevan Jyoti Bima Yojana 2025
| Name of the Scheme | Pradhan Mantri Jeevan Jyoti Bima Yojana 2025 |
| Full Form of PMJJBY | Pradhan Mantri Jeevan Jyoti Bima Yojana |
| Designed by | Government of India |
| Implanting Department | Department of Financial Services, Ministry of Finance. |
| Year | 2025-26 |
| Objective | To provide financial protection to thousands of families in case of an unfortunate death during hardships. |
| Age Limit | 18-50 years |
| Benefits | Provide sum assured to the family or nominee in case of the unfortunate death of the policyholder. |
| premium amount | Rs.330 |
| Target Beneficiaries | Policyholders |
| Scheme Type | Life-Insurance Policy. |
| Renewal Policy | Available. |
| Beneficiaries | Residents of India. |
| Official Portal | – |
Eligibility Criteria
To apply for the PMJJBY, applicant first have to clear the following eligibility criteria’s these are as listed below:-
- Applicant must be a permanent native of India.
- Applicant must have a savings bank account.
- Applicant age must be lying in between 18-50 years.
- Applicant must not be a part of any other life insurance scheme.
- Applicant must maintain a sufficient balance in their savings bank account to pay the premium.
Exclusion Criteria
- Applicants from other countries are ineligible to apply for the scheme.
- Applicants or new members are not covered for non-accidental death within 30 days of enrollment.
- Claims for non-accidental deaths during this period will not be considered under this scheme.
- Applicants who made suicide attempts while under the influence of an intoxicating substance are not covered under this PMJJBY
- Applicants who harm themselves intentionally by either self-injury or suicide are not eligible to apply.
Benefits of Pradhan Mantri Jeevan Jyoti Bima Yojana
- Under this scheme government provides affordable life insurance coverage to people or nominees in case of the unfortunate death of the policyholder.
- Under this scheme government provides hospitalization and treatment with a health insurance plan starting at just Rs 15 per day.
- Also, this government scheme offers an affordable premium for this PMJJBY, which is as low as 330 per annum, making it reasonable for each citizen who wishes to secure their family’s future.
- By offering this scheme government aims to save the financial future of the decreased policyholder family.
- Under this scheme government targets those citizens who are between 18-50 years of age.
- By offering this scheme government aims to secure the lives of millions of families by enabling them with financial support during hardships.
Documents Required
- Aadhar Card
- Resident Proof
- Adress Proof
- Bank Details
- Caste Certificate
- Income Certificate
- Passport Size Photograph
- Contact Number
How to Apply for Pradhan Mantri Jeevan Jyoti Bima Yojana?
- Visit the nearest bank branch.
- Download the PMJJBY Guidelines PDF
- Click on the Download PMJJBY Application Form link.
- Now, filled all the asked details such as age, name, address, nominee details in the application form.
- After carefully filling, quickly review all the details.
- Now you need to concern to auto debit the premium amount from your bank account by providing your signature or thumb impression on the application form.
- After that upload all the necessary documents with the form
- Now applicant needs to nominate a person who will receive the insurance coverage amount in case of unfortunate death
- At last applicant needs to pay their premium amount which is Rs.330 & make sure that they have sufficient balance in their bank account to avoid any failure in the process of transaction.
- After that Submit your form to the officer for further processing.
Applicants visit the official website of the central government of India regarding PM Jeevan Jyoti Bima Yojana.
Check Pradhan Mantri Jeevan Jyoti Bima Yojana Status Online
- Visit the official website of your bank branch.
- Once reaches, applicant needs to login to your interest banking account.
- Now, applicant needs to locate PMJJBY section and enter your bank account number in the given space.
- After that applicant needs to input their PMJJBY Application Number carefully.
- After carefully filling, quickly review all the details.
- Click on Submit option to check the PMJJBY Status.
Contact Details
- Visit nearest bank branch for any query.
FAQs
- Who Government has launched this PMJJBY, and for whom?
Department of Financial Service, Ministry of Finance, Government of India launched this Pradhan Mantri Jeevan Jyoti Bima Yojana for it’s residents.
- What are the benefits of this Pradhan Mantri Jeevan Jyoti Bima Yojana?
The Pradhan Mantri Jeevan Jyoti Bima Yojana, provide sum assured to the family or nominee in case of unfortunate death of the policyholder.
- Who is eligible to avail the benefit of this card?
Only, policyholders can avail the benefit of this Pradhan Mantri Jeevan Jyoti Bima Yojana.
- Is it necessary for applicant to have an Aadhar for this Pradhan Mantri Jeevan Jyoti Bima Yojana?
Yes, it necessary for applicant to have an Aadhar for this Pradhan Mantri Jeevan Jyoti Bima Yojana.